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Aetna Individual Health Insurance – if I Want to Get an Individual Health Insurance Policy Do I Need to Show Proof of Prior Insurance?

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Aetna Individual Health Insurance

Aetna Individual Health Insurance question by j r: If I want to get an individual health insurance policy do I need to show proof of prior insurance?
I’m looking to take out an individual policy w/ Blue Cross or another provider. I last had insurance 3 months ago but not since. What will my new insurance company need from what I had in the past. Should it be okay to just tell them I had insurance w/ Aetna or will they need proof usually?

aetna individual health insurance best answer:

Answer by cainvest1
You provide anything they ask for when you apply. Nothing more, nothing less. They can see if you were covered using an industry supported electronic clearing house.

Be sure to be honest about any preexisting conditions. If you lie they can use that as grounds for rescission.

Health insurers face new rules over price hikes
U.S. health insurance companies that want to increase premiums by 10 percent or more next year would face tougher government scrutiny under new rules proposed on Tuesday.
Read more on Reuters via Yahoo! News

Aetna has had a computer error since August 2009 that has reset the deductibles on their insurance plans. All prior claim information is not recorded and members must continue to pay claims out of pocket instead of Aetna. Aetna has not sent any communication of this error to its members. Some members may not even know!!!
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