Celtic Health Insurance- Different Coverage Options To Choose From
In this day and time it is extremely important that we have medical coverage of some kind. Especially with medical costs escalating on a continuous basis it’s risky leaving your well being u to others. If you are looking for a reliable company that cares about their customers and has a proven track record then you should look into Celtic health insurance.
This company is unique in that they have different styles of coverage for different groups of people. For instance, if you were interested in a comprehensive plan then you would be under the CeltiCare Health Plan. If you are in need of a more economical plan then you would go to the ValueOne Plan. There are also short term policies available and even recent graduates and their parents can be covered under the Post Grad Health Plan.
The company also offers their version of the H.S.A. which is called the CelticSaver H.S.A. Plan. This particular plan gives you the option of opening an H.S.A account but if you do the deductible ranges for individuals are $1500-$5000 and for families it goes up to $3000- $10,000.
The two most popular plans being utilized is the Celtic Basic Health Plan and the CelticCare Preferred Health Plan. The Basic Plan is, just as the name implies, a basic PPO plan. The features of it are high deductibles, if you choose, and your coverage is set at 80/20. There is a prescription option if you want to enroll in it. This plan caters more to self-employed individuals or families in financial need.
The Preferred Health Plan is geared towards families, adults by themselves or just kids. The main feature of this plan is that you have two coverage options: the 100 percent coinsurance plan or if you prefer the 80/20 option. As with most other choices there are multiple levels of deductibles that you can go with.
Celtic health insurance first started out funding businesses, too, but soon realized that families and individuals needed their help more. So they have been focused there ever since.