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Medicare Supplemental Health Insurance – I’m 64 I Will Be 65 on November 02, 2007. Should I Apply for Medicare Supplemental Health Insurance Now ?

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Medicare Supplemental Health Insurance

Medicare Supplemental Health Insurance question by Maria Gentile: I’m 64 I will be 65 on November 02, 2007. Should I apply for Medicare supplemental health insurance now ?
This whole Medicare supplemental insurance is so confusing. The companies try to make it that way I’m just not sure if there is a valid reason to apply now or to wait and save eleven months of premiums. Please help me the insurance companies don’t even answer the phone.

medicare supplemental health insurance best answer:

Answer by wanninonni
I would wait until November, but it shouldn’t stop you from doing your homework. AARP has some good secondary policies. Start a folder of all possible prospective policies and start listing good/bad etc of each and every one. Remember to find out which policies will cover skilled nursing (nursing home), acute rehab stays, etc. Most policies won’t cover what Medicare won’t. (i.e., skilled nursing for custodial care). It is very confusing but ask someone you trust to help out or talk to a friend or neighbor who has a supplemental policy to find out which companies offer good coverage. I agree with you that this is very confusing, as is our healthcare system, but don’t even get me on my bandwagon about that!!!! I always say I’m going to run for public office to fix our healthcare system LOL — it needs a MAJOR overhaul — yet not one of the pols will touch it with a ten foot pole!!!

Some AARP Medicare Policies Exempted From New Health Care Rate Rules
Health insurance company lobbyists have launched a new line of criticism against President Obama’s health care overhaul, claiming the AARP got preferential treatment in regulations released this week. 
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